Terms of Use

1. About Us

Discover Bank Global Management plc is a banking institution registered in England and Wales, with its registered office at:

• Suite 1, 7th Floor, 50 Broadway, London, SW1H 0BL, United Kingdom
• Email: officesupport.mlaj@gmail.com
• Phone: +44 20 9946 9200

2. Acceptance of Terms

By accessing our website at discoverjp.org or using any of our banking services, you confirm that:

• You are at least 18 years of age
• You are legally capable of entering into binding contracts
• You agree to comply with these Terms of Use
• You accept our Privacy Policy in full

If you do not agree with any part of these terms, please discontinue use of our website and services immediately.

3. Our Services

Discover Bank Global Management plc provides the following banking and financial services:

• Personal and Business Savings Accounts
• Fixed Deposit Accounts
• Personal and SME Business Loans
• Domestic and International Money Transfers
• Mobile and Internet Banking
• Debit Card Services
• Bill Payment Services
• Salary Account Management
• Foreign Exchange Services
• Customer Support Services

4. Account Eligibility

To open and maintain an account with us, you must:

• Be 18 years of age or older
• Provide valid government-issued identification
• Provide proof of address
• Pass our identity verification and KYC checks
• Not be subject to any sanctions or financial restrictions
• Agree to our Anti-Money Laundering (AML) policies

5. Your Responsibilities

As a customer or website visitor, you agree to:

• Provide accurate and truthful information at all times
• Keep your account credentials and passwords secure
• Notify us immediately of any unauthorised account access
• Not use our services for any illegal or fraudulent activities
• Not attempt to hack, disrupt or damage our website or systems
• Comply with all applicable UK laws and regulations
• Update your personal information when it changes

6. Website Use

When using our website, you must not:

• Copy, reproduce or distribute any content without permission
• Use automated tools to scrape or extract data from our website
• Attempt to gain unauthorised access to our systems
• Transmit any viruses, malware or harmful code
• Use our website for any commercial purpose without consent
• Misrepresent your identity or affiliation with any person or organisation

7. Intellectual Property

All content on this website including text, graphics, logos, images, and software is the property of Discover Bank Global Management plc and is protected by UK and international copyright laws.

You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

8. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, including but not limited to:

• Uninterrupted or error-free access to our website
• Accuracy or completeness of information on our website
• Freedom from viruses or other harmful components

We reserve the right to modify, suspend or discontinue any part of our services at any time without notice.

9. Limitation of Liability

To the maximum extent permitted by UK law, Discover Bank Global Management plc shall not be liable for:

• Any indirect, incidental or consequential losses
• Loss of data, profits or business opportunities
• Losses arising from unauthorised access to your account due to your negligence
• Losses caused by third-party service providers
• Any disruption or failure of our website or services beyond our reasonable control

10. Third Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website or services after any changes constitutes your acceptance of the new terms.

We encourage you to review these terms periodically.

12. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

If you have any questions about these Terms of Use, please contact us:

• Email: officesupport.mlaj@gmail.com
• Phone: +44 20 9946 9200
• Address: Suite 1, 7th Floor, 50 Broadway, London, SW1H 0BL, United Kingdom
• Hours: Monday–Friday 8:00 AM–6:00 PM GMT | Saturday 9:00 AM–2:00 PM GMT